Cut-the-Cord Savings Calculator
Four numbers, one honest answer: what you save by swapping cable or satellite for IPTV, and when it pays off.
People put off leaving cable because the maths feels complicated. It is not. There are only four numbers: what you pay now, what the replacement costs, the one-off hardware, and any fee to get out of your contract. Feed them in and the calculator shows the month you break even and what you save from then on.
The Four Numbers That Decide It
Cord-cutting is arithmetic, not ideology. The calculator below works from the same four figures every honest comparison uses:
- Your current bill — the real monthly total including box rental, sports tiers and the fees that appear on the invoice, not the advertised headline.
- The IPTV plan — what the replacement costs per month.
- One-off hardware — a Firestick, Android box or nothing at all if your TV already has an app. See the device guide for typical prices.
- Exit fee — if you are still inside a contract, the penalty to leave early. Add it here so the break-even is honest.
The break-even month is the one people miss. An early-exit fee or a new box pushes the crossover a few months out, but rarely past the first year, because a cable bill and an IPTV bill are usually an order of magnitude apart.
Calculate Your Savings
Enter your figures and press the button. All four are editable, and nothing is stored or sent anywhere.
Cut-the-Cord Savings Calculator
Compare your current TV bill against an IPTV plan, including hardware and any exit fee.
Reading the Result
The calculator returns three figures and one date. Monthly saving is the difference between the two bills. Break-even is the month where the money you have saved catches up with the hardware and any exit fee. Total saving is what is left over by the end of the period you chose.
If the break-even sits in month one or two, the decision is easy. If it lands later, that is a signal your current deal is unusually cheap or the hardware is unusually expensive — both worth re-checking before you act. People with a retention discount ending soon should look at the saving over 24 months, not 12, because that is where the real gap opens up.
What the Calculator Leaves Out
Three honest caveats. First, IPTV needs an internet connection you may already pay for, so it is not a like-for-like replacement for a landline bundle — if cancelling cable also raises your broadband price, add the difference to the IPTV side. Second, hardware has a life: a cheap stick may need replacing in two or three years. Third, a cable retention offer can make the gap look smaller for six months, but it expires.